Tag Archives: finances

Wisdom Wednesday: Put Your Heart Into Caring

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It has been a while since I have posted a Wisdom Wednesday, but now that my EMT classes are over, and because I have a good friend who encourages and motivates me, I decided to post one today.  Thank you, Randell!

Have you ever been caught by surprise and left wondering, “How did that just happen?!”

While looking over proverbs that I had noted months ago, Proverbs 27:23 jumped out at me— “Know the state of your flocks, and put your heart into caring for your herds.” That’s only part of the entire proverb, but it stood out to me for a few personal reasons, and I realized how multi-faceted it is. It’s not just about flocks and herds, being a farmer, or finances; it’s about stewardship, leadership, and relationships. Good shepherds know their sheep, good leaders know their people, and good relationships are kept intact when we know and love each other in the way we each need to feel loved. If we neglect to “know the face of our flocks” or “put our heart into caring”, as the literal Hebrew implies, we may find ourselves caught by surprise when something or someone slips away.

“It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure you haven’t lost the things that money can’t buy.” —George Lorimer

“For willful waste makes woeful want, and I may live to say, ‘Oh! How I wish I had the bread that once I threw away!’” —Unknown

“When you’re dying of thirst it’s too late to think about digging a well.” —Japanese Proverb

“He who would enjoy the fruit must not spoil the blossoms.” —Gaelic proverb

“When men say [“Oh, I’ve loaded my shotgun”], ‘cause I know when men say that, they’re trying to pretend they have taken their position of leadership. You don’t need to load your shotgun, you need to love your daughter. You need to know your daughter. You need to pray with your daughter. You need to invest in your daughter, ‘cause the main thing is not to blow his head off, but to keep her heart.” —Mark Driscoll, pastor in Honor Your Father and Mother

“Know the state of your flocks, and put your heart into caring for your herds, for riches don’t last forever, and the crown might not be passed to the next generation.” —Proverbs 27:23, 24 NLT

“Effective leaders are engaged in the lives of the people they are leading and are constantly seeking to understand how they can create an environment in which people succeed.” —Nathan Mellor, president of Strata Leadership, LLC

“He who wants to travel far takes care of his beast.” —French proverb


If you liked this, you might also like… Wisdom Wednesday: Neglect Destroys

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Christian Life Coach Ministry

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Meet Lyle Newell, founder and ministry leader of Christian Life Coach Ministry. I met Lyle a few weeks ago while volunteering with a local fire department’s biker’s breakfast fundraiser, a breakfast held before the annual toy run to benefit The Shriner’s Hospital. He was one of the bikers riding in the run.

He told me a cute anecdote related to biking. While gassing up his motorcycle one day, a van drove up and he heard a child say, “Mom, look! A biker!”

“Where?” thought Lyle as he looked around and realized the child was talking about him.

Since I also had the privilege of riding in the Toy Run, I was able to spend some time getting to know Lyle through the event as well as through Facebook. He is the husband of a lovely wife and father of two sons. He has a lot of energy and seems to have a genuine love for God and people.

CLC.logoChristian Life Coach Ministry provides services to individuals, couples and groups on a donation basis. It is based in northern Vermont, but provides online services as well. Services include: spiritual and personal growth, career planning and development, effective communication, motivation, stress management, time management, transition management, finances and budgeting, relationships, intimacy, family and parenting, household management, health and fitness, lifestyle, and self-care.

You can find out more info or contact Lyle through the Christian Life Coach Ministry Facebook page.

Serving others – One life, One moment, One step at a time.


If you liked this, you might also like Leave No One Behind, in which Lyle is pictured wearing the “Born2” t-shirt.

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Wisdom Wednesday: Recycle, Resource, Refresh, Repurpose

"Lazy people don't even cook the game they catch, but the diligent make use of everything they find."  —Proverbs 12:27 NLT

Photo credit: Stacie Humpherys via Flickr with text added.

Have you ever been apprehensive about cleaning out your refrigerator because you knew you had yucky ‘science experiments’ growing inside? I have had some that were so overgrown with mold microbes, that the food was unrecognizable. Have you ever wished you had a dollar for every piece of food that was wasted? I have heard and read statistics saying Americans throw away over $500 in food per person every year. I can think of a thing or two to do with $500, can’t you?

“He who has money to throw away, let him employ workmen, and not stand by.” —Italian proverb

“Willful waste makes woeful want.” —Scottish proverb

Having an Okinawan mother, I grew up with the Japanese mindset called ‘mottainai’ which has the idea of an appreciation for food and possessions and consuming or using them as fully as possible so as not to be wasteful. Although the New Living Translation of Proverbs 12:27 ends with “but the diligent make use of everything they find,” the literal translation has more to do with valuing the things they have.

“The slothful man roasteth not that which he took in hunting: but the substance of a diligent man is precious.” —Proverbs 12:27 KJV

“Though you live near a forest, do not waste your firewood.” —Chinese proverb

Hi, my name is René, and I am a recovering packrat. If you are, too, I’m sure you appreciate and even have fun with the new move to reuse, resource, refresh and repurpose things. It can help save money and Earth’s resources. After all, we are supposed to be good stewards of the resources God has given us as well as His beautiful creation.

“Use it up, wear it out, make it do, or do without.” —Unknown

“Do what you can, where you are, with what you have.” —Teddy Roosevelt

“Necessity is the mother of invention.” —Plato

I wish I was as creative as and really admire people who tend to think more abstractly than I and can see potential and create beautiful art or useful things with what most people would throw away. It’s one of the reasons I like Pinterest.

“A creative mind sees every pile of junk as a jigsaw puzzle.” —Steve Supple


If you liked this, you might also like… Wisdom Wednesday: Neglect Destroys

Wisdom Wednesday: Co-Signing

Photo credit: Dave DiBiase - www.sxc.hu/photo/204756

Photo credit: Dave DiBiase – http://www.sxc.hu/photo/204756

Have you ever co-signed a loan or credit card application and later came to regret it? There is a reason the Bible and financial advisers tell us not to do it.

What about co-signing for a son or daughter? No, not even for your child. If your son or daughter needs to establish credit in order to obtain a college or car loan, there are alternatives, but they need to plan ahead. Years ago, my daughter obtained a small secured loan in the form of a credit card by using part of what was in her savings account as collateral. After a year of using the credit card and making timely payments, the collateral money was released, and her credit was established. Not only does a secured loan help your child establish credit, but it teaches them personal responsibility and gives them a greater sense of independence.

“Be not thou of them that strike hands, of them that are sureties for debts. If thou hast nothing to pay, why should he take away thy bed from under thee?” —Proverbs 22:26, 27

“He who is surety for another, pays for him.” —Dutch proverb

“When you run in debt, you give another power over your liberty.” —Benjamin Franklin

Proverbs 17:18 says it is foolish to guarantee another person’s loan or put up security for a friend. But what if you already have? Proverbs 6:1-5 says if you already have, you should beg them to release you from the pledge. If you have signed a contract, it’s probably a little too late to get out of it, unless they can find another way of securing the loan. But if they will not or cannot release you and find themselves unable to make all the payments, it would be best, not only to accept responsibility for what they cannot do, but also to forgive them and consider it a gift. Otherwise you will both remain under bondage and have a strained relationship.

Most people don’t realize when we co-sign for a loan, we add it to our debt liability, which can affect our credit score. Not only that, if the borrower makes late payments or defaults on the loan, we are primarily responsible, and that, too, affects our credit score. Co-signing involves a lot of risk with little benefit, so the bottom line is don’t do it.

Disclaimer: The information contained in this article is for educational purposes only and should not be used as professional financial advice. Any reader who is concerned about going into debt or getting out of debt should consult a professional financial adviser.

Wisdom Wednesday: Pruning

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“…every branch that beareth fruit, He purgeth it, that it might bring forth more fruit…” —John 15:2

Have you ever felt weighed down or overwhelmed by life?  Who hasn’t, right?  Sometimes it seems like the older we get, the more junk we’ve accumulated and need to purge.  Have you ever dead-headed flowers or pruned grape vines or rose bushes?  Have you ever noticed when you harvest some types of fruits or veggies regularly, the plant is stimulated to produce more?  A couple of days ago I noticed one of my houseplants had a few yellow and brown leaves.  It looked so unhealthy.  But after removing the dying leaves, when I saw it the next day, it looked so lush and beautiful, and I thought, “Is that the same plant?”  When talking about what our Heavenly Father does in the lives of His children to help us grow and become more productive, Jesus touched on the subject of pruning to help a fruit-bearing vine bear even more fruit.  One of the secrets to a beautiful flower garden is dead-heading— cutting off withering, dying flowers to encourage new ones to grow.  And one of the secrets to having a productive garden is getting rid of suckers— shoots that divert the plants energy.

“To the inexperienced, pruning seems a cruel and senseless waste of parts of the branch that have great potential. Despite appearances, however, pruning increases fruitfulness.”  —Grantley D. Morris

The principle of purging and pruning can apply to many areas of our lives as well.

• Cutting our spending can help us save for something we want and would enjoy more.

• Severing unhealthy friendships can help relieve stress, encourage positive growth, and leave more time to nourish healthy relationships.

• Cutting excess calories can help us become healthier and look and feel better.

• Purging data from computers can help the system and processes run better and faster.

• “…prune we must, for… it’s the editing that makes fair writing good and good writing great.”  —David Sheets

When God prunes us or when we prune things out of our lives, it can cause temporary discomfort and even pain, but the benefits are worth it.

“If you plant olives but do not prune the tree, your oil will be good for only donkeys.”  —Libyan proverb

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